Find FHA Loan Specialists Near You in Ames, IA
Compare fha loan specialists in Ames. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Iowa before hiring.
Showing 11 fha loan specialists in Ames, IA
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What Does a FHA Loan Specialist in Ames Cost?
Typical costs for an FHA loan specialist in Iowa include an origination fee of 1 to 2 percent of the loan amount and a 1.75 percent upfront mortgage insurance premium. Closing costs in Ames average 3,000 to 5,000 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Ames Iowa?
An FHA loan specialist assists with FHA loan applications, pre approval, and closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and mortgage insurance premiums. In Iowa, they also ensure compliance with state specific property standards.
What are the FHA loan limits for Ames Iowa in 2025?
For 2025, the FHA loan limit for a single family home in Story County Iowa is 498,257 dollars. This limit applies to most areas and may be higher for duplexes or larger properties. Your specialist can confirm the exact limit for your specific property.
How long does the FHA loan process take in Iowa?
The FHA loan process in Iowa typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. Iowa law does not impose a specific time limit, but lenders follow federal FHA guidelines.