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Directory of fha loan specialists in Ames, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Ames, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 11 fha loan specialists in Ames, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Global State Mortgage a division of American Pacific Mortgage
1606 S Duff Ave UNIT 300, Ames, IA 50010
5152335046
Premier Credit Union
520 Grand Ave, Ames, IA 50010
5152821611
Guild Mortgage Company
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Guild Mortgage - Jayme Kupka
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Inlanta Mortgage - The Kupka Mortgage Team
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Clarity Asset Management, Inc.
2117 Philadelphia St #100, Ames, IA 50010
5152333152
Guild Mortgage - Jason Kupka
1103 Buckeye Ave Suite 103, Ames, IA 50010
5155985626
Beau Christiansen - 985215 - Wells Fargo Home Mortgage
424 Main St, Ames, IA 50010
5153576353
Hard Money Lenders Ames IA
426 5th St, Ames, IA 50010
5153468024
Commercial Lending Ames IA
1103 Buckeye Ave, Ames, IA 50010
5155999032
Susan M Hansen - 400181 - Wells Fargo Home Mortgage
424 Main St, Ames, IA 50010
5152337131
An FHA loan specialist in Ames Iowa helps homebuyers navigate FHA insured mortgages. These loans are popular in Iowa due to lower down payment requirements and flexible credit guidelines. Local specialists understand Iowa housing market conditions and can guide you through the FHA approval process.
What Does a FHA Loan Specialist in Ames Cost?
Typical costs for an FHA loan specialist in Iowa include an origination fee of 1 to 2 percent of the loan amount and a 1.75 percent upfront mortgage insurance premium. Closing costs in Ames average 3,000 to 5,000 dollars. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Ames Iowa?
An FHA loan specialist assists with FHA loan applications, pre approval, and closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and mortgage insurance premiums. In Iowa, they also ensure compliance with state specific property standards.
What are the FHA loan limits for Ames Iowa in 2025?
For 2025, the FHA loan limit for a single family home in Story County Iowa is 498,257 dollars. This limit applies to most areas and may be higher for duplexes or larger properties. Your specialist can confirm the exact limit for your specific property.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.