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Find FHA Loan Specialists in Davenport, IA

Directory of fha loan specialists in Davenport, Iowa. Verify credentials with the state mortgage licensing authority before hiring.

12 agents listed
Updated May 2026
Davenport, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 12 fha loan specialists in Davenport, IA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
John Cornish - Mortgage Lender
5189 Utica Ridge Rd, Davenport, IA 52807
5632141539
LPI Loans
3717 N Brady St, Davenport, IA 52806
5633913600
Lance Everhart Mortgage Lender
5189 Utica Ridge Rd, Davenport, IA 52807
3093606481
Hope McDonnell at CrossCountry Mortgage
2322 E Kimberly Rd Suite 140N, Davenport, IA 52807
5639008009
Craig Longenecker
4301 E 53rd St, Davenport, IA 52807
5634416574
Key Mortgage Group
5189 Utica Ridge Rd, Davenport, IA 52807
5632141539
Ruhl Mortgage
4545 Welcome Way, Davenport, IA 52807
5634415072
Lori Fyfe - All Western Mortgage
4620 E 53rd St STE 200, Davenport, IA 52807
5636501140
Todd Tholl - LeaderOne Financial
601 N Brady St #211, Davenport, IA 52803
3092363485
McKenzie Mathews at CrossCountry Mortgage
2322 E Kimberly Rd Ste 140N, Davenport, IA 52807
8777731226
Rave Mortgage, LLC
111 N Perry St Suite 210, Davenport, IA 52801
3092370835
Tayler (Scheetz) Fick - Key Mortgage Group
5189 Utica Ridge Rd, Davenport, IA 52807
5633709316

FHA loan specialists in Davenport, Iowa help homebuyers secure government-backed mortgages with lower down payments. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. These specialists guide clients through FHA requirements specific to Scott County and the Quad Cities housing market.

What Does a FHA Loan Specialist in Davenport Cost?

Typical costs for FHA loan specialist services in Iowa include an origination fee of 1 to 2 percent of the loan amount. Third-party costs like appraisal fees range from $500 to $700, and credit report fees are about $30 to $50. Closing costs in Davenport generally total 3 to 5 percent of the home price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the minimum down payment for an FHA loan in Davenport Iowa?
The FHA requires a minimum down payment of 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is needed. Iowa does not have additional state down payment requirements beyond federal FHA rules.
Are there Iowa-specific limits for FHA loans in Davenport?
Yes, FHA loan limits vary by county. For Scott County Iowa in 2025, the standard FHA loan limit for a single-family home is $498,257. Higher limits apply for duplexes, triplexes, and fourplexes. These limits are set by the U.S. Department of Housing and Urban Development.
Do FHA loans in Iowa require mortgage insurance?
Yes, all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Borrowers also pay an annual MIP that ranges from 0.45 percent to 1.05 percent of the loan balance, depending on the loan term and down payment. This insurance protects the lender if you default.