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Directory of fha loan specialists in Des Moines, Iowa. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Iowa before hiring.
Showing 8 fha loan specialists in Des Moines, IA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Dane Eischeid
604 Locust St Ste 201, Des Moines, IA 50309
5154447471
Chris Weihe Vazquez - Mortgage Loan Officer
2005 Ingersoll Ave, Des Moines, IA 50309
5152146888
Halo Capital
3839 Merle Hay Rd Suite 274, Des Moines, IA 50310
5159746908
ProLending Home Finance
2524 Post St, Des Moines, IA 50310
5152253100
Teion Sales: NMLS# 2099471 Mortgage Lender at Lincoln Savings Bank
1922 Ingersoll Ave, Des Moines, IA 50309
3198744246
New American Funding - Des Moines, IA
604 Locust St Ste 201, Des Moines, IA 50309
5152093473
Chad Pietzsch at Home Services Lending - Des Moines
3521 Beaver Ave, Des Moines, IA 50310
5155565626
Travis Buerger at Home Services Lending - Des Moines
3521 Beaver Ave, Des Moines, IA 50310
5153718777
An FHA loan specialist in Des Moines can guide you through the process of obtaining a Federal Housing Administration insured mortgage. Iowa law requires all mortgage loan originators to be licensed through the Iowa Division of Banking. Local specialists understand Des Moines housing market conditions and can help you meet FHA property requirements for homes in Polk County.
What Does a FHA Loan Specialist in Des Moines Cost?
Typical costs for an FHA loan specialist in Des Moines include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Iowa generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Des Moines do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They review your credit, income, and property details to ensure you meet FHA guidelines. They also explain Iowa specific rules such as the state required disclosures for mortgage loans.
Are there income limits for FHA loans in Des Moines?
Yes, FHA loans have income limits that vary by county. In Polk County Iowa the 2024 income limit for a one unit property is typically around $96,550 for a low income designation. Your specialist can confirm the current limits for your situation.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Iowa.