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Find FHA Loan Specialists Near You in Lawrence, KS

Directory of fha loan specialists in Lawrence, Kansas. Verify credentials with the state state mortgage licensing authority before hiring.

20 agents listed
Updated June 2026
Lawrence, KS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Kansas before hiring.
Showing 20 fha loan specialists in Lawrence, KS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
1730 W 23rd St, Lawrence, KS 66046
(785) 229-0972 titlemax.com
Loanmax Title Loans
2434 Iowa St, Lawrence, KS 66046
(785) 330-7336 loanmaxtitleloans.net
Diane L Fry | Fairway Independent Mortgage Corporation Branch Manager
600 Lawrence Ave Suite 104, Lawrence, KS 66049
(785) 423-6721 fairway.com
PrimeLending - Casey Owens Bowman
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
(785) 856-1231 homeloansbycasey.com
Mid America Bank
4114 W 6th St, Lawrence, KS 66049
(785) 841-8055 mid-americabank.com
Deborah Becker
545 Columbia Dr Suite 1001, Lawrence, KS 66049
(785) 760-2522 movement.com
Bank Midwest: Lexie Haskin
4831 W 6th St, Lawrence, KS 66049
(785) 917-0112 bankmw.com
PrimeLending, A PlainsCapital Company - Lawrence
1201 Wakarusa Dr Ste. C1B, Lawrence, KS 66049
(785) 856-1231 lo.primelending.com
Ashley Zeller at Bank Midwest Mortgage
4831 W 6th St, Lawrence, KS 66049
(785) 760-5746 thehomeloanlender.com
OneMain Financial
1525 W 6th St STE C, Lawrence, KS 66044
(785) 749-4594 onemainfinancial.com
Kelsey McClasky | Fountain Mortgage | Loan Officer #2269126
832 Pennsylvania St #1009, Lawrence, KS 66044
(785) 865-8838 apply.fountainmortgage.com
David Rosenthal, Mortgage Loan Originator, PrimeLending
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
(785) 748-1234 lo.primelending.com
First Assured Mortgage
4830 Bob Billings Pkwy #100a, Lawrence, KS 66049
(785) 856-5626 firstassuredmortgage.com
Fairway Independent Mortgage Corporation
4104 W 6th St Suite B, Lawrence, KS 66049
(785) 841-4434
Jack Gillespie @ Fairway Independent Mortgage Corporation
4104 W 6th St Suite B, Lawrence, KS 66049
(785) 842-2554
Sunflower Bank Mortgage Lending
4831 Quail Crest Pl, Lawrence, KS 66049
(785) 826-2240 sunflowerbank.com
Bell Bank Mortgage - Danielle Hugunin, NMLS 776898
4840 Bob Billings Pkwy Suite 1016, Lawrence, KS 66049
(785) 218-0251 daniellemortgageteam.com
PrimeLending, A PlainsCapital Company: Kathy Cooksey
1201 Wakarusa Dr Building C, Suite 1B, Lawrence, KS 66049
(620) 408-5287 lo.primelending.com
Mark Vincent Hernandez | Fairway Independent Mortgage Corporation Loan Officer
4104 W 6th St Suite B, Lawrence, KS 66049
(785) 842-2443 markhernandezhomeloans.com
Heather Dirk-U.S. Bank Mortgage
900 Massachusetts St, Lawrence, KS 66044
(785) 865-0242 mortgage.usbank.com

FHA loan specialists in Lawrence Kansas help homebuyers navigate FHA insured mortgages. These loans are popular for first time buyers and those with lower credit scores. Kansas law requires all mortgage loan originators to be licensed through the Kansas Office of the State Bank Commissioner.

What Does a FHA Loan Specialist in Lawrence Cost?

Typical costs for an FHA loan in Kansas include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Lawrence Kansas?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but need a 10 percent down payment. Each lender may have additional requirements.
Are there income limits for FHA loans in Douglas County Kansas?
FHA loans do not have strict income limits but you must show steady employment and ability to repay. The loan amount is based on your debt to income ratio which usually cannot exceed 43 percent. Kansas specific limits apply to the maximum loan amount based on the area median income.

FHA Loan Specialists in Other Kansas Cities