Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kansas before hiring.
Showing 3 fha loan specialists in Lenexa, KS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Affinity Mortgage LLC
8725 Rosehill Rd #109, Lenexa, KS 66215
9134690777
Brady Swindler - LeaderOne Financial
13600 W 95th St, Lenexa, KS 66215
8164472238
Jesse Gearheart - LeaderOne Financial
13600 W 95th St, Lenexa, KS 66215
9136477214
What Does a FHA Loan Specialist in Lenexa Cost?
Typical costs for an FHA loan specialist in Kansas include an origination fee of 1 to 2 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs such as appraisal and title fees add $500 to $1,500. These figures vary by lender and loan size. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Lenexa Kansas?
FHA loans in Lenexa require a minimum 3.5 percent down payment and a credit score of at least 580. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet HUD safety standards. Kansas does not add extra state-specific requirements beyond federal rules.
How do I find a qualified FHA loan specialist in Lenexa?
Look for a licensed mortgage loan originator in Kansas who has experience with FHA loans. You can verify their license through the Nationwide Multistate Licensing System NMLS. Ask about their familiarity with Johnson County property values and local appraisers.
What is the FHA loan limit for Lenexa Kansas in 2025?
For 2025, the FHA loan limit for a single-family home in Johnson County Kansas is $498,257. This limit applies to Lenexa and surrounding areas. Higher limits may apply for duplexes or triplexes.