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Looking for a fha loan specialist in Bardstown? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Bardstown, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 fha loan specialists in Bardstown, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
106 W John Rowan Blvd Ste D, Bardstown, KY 40004
5023503884
Advance America
106 Kentucky Home Square, Bardstown, KY 40004
5023503310
Eagle Finance
207 Culpepper St, Bardstown, KY 40004
5023509222
Mariner Finance
1000 E John Rowan Blvd STE 106, Bardstown, KY 40004
5023493288
JPMortgage/Bardstown Branch
1002 Granite Dr # 7, Bardstown, KY 40004
5024156911
Sarah Hardin, Mortgage Loan Officer at JPMortgage Company (Bardstown branch)
1002 Granite Dr # 7, Bardstown, KY 40004
5023737339
South Central Bank Loan Production Office
209 W Stephen Foster Ave, Bardstown, KY 40004
5023506725
Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5028274126
Amanda Bringhurst - WesBanco MLO
401 E John Rowan Blvd, Bardstown, KY 40004
5027079906
Andrew Hogan Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022499933
Kevin Greenwell Motto Mortgage Elevate
101 Manor Dr Suite 100, Bardstown, KY 40004
5022334988
An FHA loan specialist in Bardstown, Kentucky helps homebuyers secure government-backed loans with lower down payments. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Bardstown residents often use FHA loans for historic home purchases in the downtown area.
What Does a FHA Loan Specialist in Bardstown Cost?
Typical costs for FHA loan specialist services in Kentucky include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 0.85%. Closing costs usually range from 3% to 5% of the home price, with lender fees between $500 and $1,500. These figures vary based on loan size and credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Bardstown do?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They help you meet Kentucky-specific requirements, such as property condition standards for older homes common in Bardstown. They also verify your eligibility based on credit score and income.
What are the FHA loan limits for Bardstown Kentucky?
For 2025, FHA loan limits in Nelson County are typical for Kentucky at around $498,257 for a single-family home. Higher limits may apply for duplexes or triplexes. The specialist can confirm the exact limit for your specific property type.
Do I need a special license to offer FHA loans in Kentucky?
Yes, Kentucky requires all mortgage loan originators to hold a valid license through the NMLS. They must also complete continuing education each year. The FHA loan specialist you work with should provide their NMLS number upon request.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.