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Looking for a fha loan specialist in Fort Mitchell? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Fort Mitchell, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 fha loan specialists in Fort Mitchell, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jessica Reinhart at CrossCountry Mortgage
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
8598668370
Oakmont Lending
2194 Dixie Hwy, Fort Mitchell, KY 41017
8594140937
The Morgan Team - Mortgage Broker
2500 Chamber Center Dr Suite 205, Fort Mitchell, KY 41017
8595126430
Paul Vickers -Cross Country Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
8598661729
Union Home Mortgage
2129 Chamber Center Dr, Fort Mitchell, KY 41017
8597574050
Brad Baker at CrossCountry Mortgage
2220 Grandview Dr Suite 125, Fort Mitchell, KY 41017
8777731226
Patricia Molony at Prosperity Home Mortgage - Fort Mitchell
334 Beechwood Rd # 200, Fort Mitchell, KY 41017
8596205650
First Equity Mortgage Inc
211 Grandview Dr # 102, Fort Mitchell, KY 41017
5138918862
Mark Evans at Guaranteed Rate Affinity (NMLS #1807485)
297 Buttermilk Pike, Fort Mitchell, KY 41017
8595562962
Stef Adams at CrossCountry Mortgage
2131 Chamber Center Dr, Fort Mitchell, KY 41017
5133840041
Dan Andrews III at CrossCountry Mortgage, LLC
2220 Grandview Dr # 230, Fort Mitchell, KY 41017
8596531243
FHA loan specialists in Fort Mitchell, Kentucky help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Kentucky law requires all mortgage loan originators to be licensed through the Kentucky Department of Financial Institutions. Fort Mitchell residents benefit from local specialists who understand the Cincinnati metro area housing market and Kentucky property tax rules.
What Does a FHA Loan Specialist in Fort Mitchell Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Appraisal fees in the Fort Mitchell area are usually between $500 and $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Kentucky?
FHA loans in Kentucky require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. The property must meet FHA appraisal standards and be your primary residence.
How do I find an FHA loan specialist in Fort Mitchell?
You can search the Nationwide Multistate Licensing System registry for licensed mortgage loan originators in Kentucky. Local banks, credit unions, and mortgage brokers in Fort Mitchell often employ FHA-approved specialists. Ask about their experience with Kentucky specific programs like the Kentucky Housing Corporation down payment assistance.
What is the FHA loan limit for Kenton County Kentucky?
For 2024, the FHA loan limit for a single-family home in Kenton County is $498,257. This limit applies to Fort Mitchell and all areas within the county. Higher limits may apply for duplexes, triplexes, and four-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.