ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a fha loan specialist in Newport? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Newport, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 3 fha loan specialists in Newport, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Andy Dowdy and Tyler Beard - UMortgage Midwest
300 Dave Cowens Dr Ste 502, Newport, KY 41071
5135000689
Holly Matthews, Finance of America Mortgage LLC
515 Monmouth St Suite 301, Newport, KY 41071
5132279983
Mortgage Loans - Newport
646 Monmouth St, Newport, KY 41071
8443841714
FHA loan specialists in Newport, Kentucky help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Kentucky law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Newport residents benefit from FHA loan limits that reflect the local housing market in Campbell County.
What Does a FHA Loan Specialist in Newport Cost?
Typical costs for an FHA loan in Kentucky include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Newport generally range from 2 percent to 5 percent of the purchase price. These costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Newport Kentucky in 2025?
For 2025, the FHA loan limit for a single-family home in Campbell County is $498,257. This limit applies to most areas in Kentucky and is set by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Newport?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Are there Kentucky specific requirements for FHA loans?
Kentucky does not have state-specific FHA loan laws, but all mortgage originators must hold a valid Kentucky license. Borrowers must also meet standard FHA requirements including a property appraisal by an FHA approved appraiser.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Newport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.