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Browse fha loan specialists serving Walton, Kentucky. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Walton, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 4 fha loan specialists in Walton, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Eagle Finance
625 Chestnut Dr #108, Walton, KY 41094
8594853000
Truist
255 Mary Grubbs Hwy, Walton, KY 41094
8594859595
US Bank Mortgage
19 N Main St, Walton, KY 41094
8008722657
US Bank Mortgage
12300 Towne Center Dr, Walton, KY 41094
8008722657
FHA loan specialists in Walton, Kentucky help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These loans are popular in Boone County due to Kentucky's moderate home prices and first-time homebuyer programs. Specialists guide clients through FHA guidelines, including Kentucky-specific property condition standards and local appraisal rules.
What Does a FHA Loan Specialist in Walton Cost?
Typical costs for FHA loan services in Kentucky include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender fees may range from $500 to $1,500, and appraisal costs are usually $400 to $700. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Walton Kentucky?
For 2024, the FHA loan limit for a single-family home in Boone County is $498,257. This limit applies to most areas in Kentucky and adjusts annually based on median home prices.
Do I need a special license to be an FHA loan specialist in Kentucky?
Yes, FHA loan specialists in Kentucky must hold a valid mortgage loan originator license through the Nationwide Multistate Licensing System. They must also complete Kentucky-specific education and pass a state exam.
Can I use an FHA loan for a fixer-upper home in Walton?
Yes, the FHA 203k loan program allows you to finance both the purchase and renovation of a home in Walton. Kentucky law requires that all work meet local building codes and be completed within six months.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.