ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Baker, Louisiana. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Baker, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 4 fha loan specialists in Baker, LA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
390 Main St, Baker, LA 70714
2257743940
Heights Finance
6253 Lavey Ln, Baker, LA 70714
2257780882
American Mortgage & Loan Inc
3203 Lavey Ln, Baker, LA 70714
2257752860
Capital Access Mortgage
4686 Groom Rd Ste B, Baker, LA 70714
2257549595
FHA loan specialists in Baker, Louisiana help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. These professionals understand Louisiana specific regulations, including state homestead exemption rules that can affect your loan approval. Working with a local specialist ensures you receive guidance tailored to the Baker real estate market and Louisiana lending laws.
What Does a FHA Loan Specialist in Baker Cost?
Typical costs for FHA loan specialist services in Louisiana include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the base loan amount, and annual MIP ranges from 0.45% to 1.05% depending on loan term and down payment. Appraisal fees in Baker usually run $400 to $700. Closing costs total 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Baker Louisiana?
An FHA loan specialist guides you through the FHA loan process, from pre-approval to closing. They review your credit, income, and property eligibility per HUD and Louisiana state guidelines. They also help you understand local property tax and insurance requirements.
What are the FHA loan limits for Baker Louisiana?
FHA loan limits for Baker are based on East Baton Rouge Parish. For 2024, the standard limit for a single-family home is $498,257. Higher limits may apply for duplexes or triplexes. Check with your specialist for current limits.
Do I need a special license to be an FHA loan specialist in Louisiana?
Yes. Loan officers in Louisiana must hold a state mortgage lender license through the Nationwide Multistate Licensing System (NMLS). They must also complete continuing education on federal and Louisiana lending laws, including the Louisiana Mortgage Lending Act.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Baker who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Louisiana.