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Compare FHA Loan Specialists in Zachary, LA

Looking for a fha loan specialist in Zachary? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Zachary, LA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Louisiana before hiring.
Showing 9 fha loan specialists in Zachary, LA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
5647 Main St Ste. B, Zachary, LA 70791
2256542510
Delta Financial Services
5041 LA-19 STE B, Zachary, LA 70791
2256580300
Tower Loan
4257 Church St #102, Zachary, LA 70791
2256541539
Republic Finance
4347 High St Suite 112, Zachary, LA 70791
2256588786
Bank of Zachary
4743 Main St, Zachary, LA 70791
2256542701
First South Farm Credit
19550 Old Scenic Hwy, Zachary, LA 70791
2256580596
LenCo Finance Inc
4824 Waywood Dr, Zachary, LA 70791
2256543535
Dacia Briley
1215 Independence Blvd Building 3A, Zachary, LA 70791
2257251940
DeeAnn Polk - Regions Mortgage Loan Officer
4919 Main St, Zachary, LA 70791
2252789444

An FHA loan specialist in Zachary, Louisiana can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular in Louisiana due to lower down payment requirements and flexible credit guidelines. Local specialists understand state-specific property conditions and Louisiana insurance requirements.

What Does a FHA Loan Specialist in Zachary Cost?

Typical costs for FHA loan services in Louisiana include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05% depending on loan term and down payment. Lender origination fees usually range from 0.5% to 1.5% of the loan amount. Closing costs in Louisiana average 3% to 5% of the purchase price but can vary. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Zachary do?
An FHA loan specialist helps you prepare and submit your loan application, verifies your income and credit history, and ensures the property meets FHA minimum property standards. They also explain Louisiana specific requirements such as flood insurance in designated zones.
What are the FHA loan limits for Zachary Louisiana?
For 2024, the FHA loan limit for a single family home in East Baton Rouge Parish, which includes Zachary, is $498,257. Higher limits apply for multi unit properties. These limits are set by HUD and can change annually.