FHA Loan Specialists in Falmouth, ME
Compare fha loan specialists in Falmouth. Review contact information and insurance categorys before you decide.
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State Mortgage Licensing Authority of Maine before hiring.
Showing 16 fha loan specialists in Falmouth, ME
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An FHA loan specialist in Falmouth Maine helps homebuyers navigate Federal Housing Administration insured mortgages. These loans are popular in Cumberland County due to lower down payment requirements and flexible credit standards. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System, ensuring local specialists meet state regulatory standards.
What Does a FHA Loan Specialist in Falmouth Cost?
Typical costs for an FHA loan in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent depending on loan term and down payment. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees origination fees and appraisal costs vary by specialist. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Falmouth Maine in 2025?
For 2025 the FHA loan limit for a single family home in Cumberland County is $524,225. This limit applies to most areas in Maine and adjusts annually based on median home prices.
Do FHA loans require a home inspection in Maine?
Yes FHA loans require a property appraisal that includes a basic health and safety inspection. Maine also requires sellers to disclose known defects but the FHA appraisal is separate and must meet HUD minimum property standards.