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Directory of fha loan specialists in Lewiston, Maine. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lewiston, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 3 fha loan specialists in Lewiston, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
T&M Commercial Funding
134 Main St 5th Floor, Lewiston, ME 04240
2073446669
Alice Mogensen – Mortgage Loan Officer at Bangor Savings Bank (NMLS #868775)
882 Lisbon St, Lewiston, ME 04240
2072404042
Androscoggin Mortgage
30 Lisbon St, Lewiston, ME 04240
8009669172
An FHA loan specialist in Lewiston, Maine helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Lewiston real estate market conditions and can guide you through Maine specific property appraisal rules.
What Does a FHA Loan Specialist in Lewiston Cost?
Typical costs for an FHA loan in Maine include an upfront mortgage insurance premium of 1.75% of the loan amount, which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Closing costs in Lewiston generally range from 2% to 5% of the purchase price. These costs vary by lender and loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Lewiston?
An FHA loan specialist helps you determine if you qualify for an FHA loan, assists with the application, and ensures the property meets FHA minimum property standards. They also explain Maine specific requirements such as lead paint disclosure for homes built before 1978.
What are the FHA loan limits for Lewiston Maine?
For 2025, the FHA loan limit for a single family home in Androscoggin County, which includes Lewiston, is $498,257. This amount may change annually based on the median home price in the area.
How long does the FHA loan process take in Maine?
The typical FHA loan process in Maine takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs to meet FHA standards or if there are issues with the appraisal.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.