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Directory of fha loan specialists in Portland, Maine. Verify credentials with the state mortgage licensing authority before hiring.
13 agents listed
Updated May 2026
Portland, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 13 fha loan specialists in Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Portland, ME
511 Congress St Suite 100A, Portland, ME 04101
8003333004
Guild Mortgage - Kevin Young
75 Market St # 401, Portland, ME 04101
2078084189
Guild Mortgage - Matt Best
75 Market St # 401, Portland, ME 04101
2078084210
Guild Mortgage - Rudy Ferrante
75 Market St # 401, Portland, ME 04101
2079390053
Tony Cilea at Rate (NMLS #211228)
254 Commercial St Suite 245 Office #227, Portland, ME 04101
2072092562
Jeremy Weir – Mortgage Loan Officer at Bangor Savings Bank (NMLS #781787)
1071 Brighton Ave, Portland, ME 04102
2072332400
Gary Thibodeau at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
2072107129
Kevin Philbrick | Loan Officer in Portland Maine | NMLS# 349341
95 Exchange St 4th floor, Portland, ME 04101
2078385007
Sara Wescott at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
8777731226
Travis Penny - Maine Mortgage Broker
352 Warren Ave, Portland, ME 04103
2076157770
John Pearson at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
2078310611
Maine Home Mortgage
415 Congress St #202, Portland, ME 04101
2078711001
David Roberts – Mortgage Loan Officer at Bangor Savings Bank (NMLS #1125396)
320 Allen Ave, Portland, ME 04103
2072336476
An FHA loan specialist in Portland Maine can help you navigate the Federal Housing Administration loan process. Maine has specific property condition requirements and a high percentage of rural homes that may need a 203k renovation loan. Local specialists understand Portland market conditions and Maine state regulations for FHA loans.
What Does a FHA Loan Specialist in Portland Cost?
Typical costs for an FHA loan specialist in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Portland range from 2 to 5 percent of the loan value, often totaling 3,000 to 8,000 dollars. Lender fees and appraisal costs add 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Portland Maine do?
An FHA loan specialist guides you through FHA loan applications, credit requirements, and property eligibility. They help you meet Maine specific rules like the minimum property standards for older New England homes. They also coordinate with local appraisers and underwriters.
What are the FHA loan limits for Portland Maine in 2025?
For 2025, the FHA loan limit for a single family home in Cumberland County Maine is typically around $498,257. This limit can vary by county and property type. A local specialist can confirm the exact limit for your situation.
Do I need a special inspection for an FHA loan in Maine?
Yes, FHA loans require a property appraisal and inspection to meet HUD minimum property standards. In Maine, this often includes checking for lead paint in homes built before 1978 and ensuring proper well and septic systems. The specialist will coordinate these inspections.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.