Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maine before hiring.
Showing 13 fha loan specialists in Portland, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Portland, ME
511 Congress St Suite 100A, Portland, ME 04101
(800) 333-3004
embracehomeloans.com
Guild Mortgage - Kevin Young
75 Market St # 401, Portland, ME 04101
(207) 808-4189
branches.guildmortgage.com
Guild Mortgage - Matt Best
75 Market St # 401, Portland, ME 04101
(207) 808-4210
branches.guildmortgage.com
Guild Mortgage - Rudy Ferrante
75 Market St # 401, Portland, ME 04101
(207) 939-0053
branches.guildmortgage.com
Tony Cilea at Rate (NMLS #211228)
254 Commercial St Suite 245 Office #227, Portland, ME 04101
(207) 209-2562
rate.com
Jeremy Weir – Mortgage Loan Officer at Bangor Savings Bank (NMLS #781787)
1071 Brighton Ave, Portland, ME 04102
(207) 233-2400
bangor.com
Gary Thibodeau at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
(207) 210-7129
ccm.com
Kevin Philbrick | Loan Officer in Portland Maine | NMLS# 349341
95 Exchange St 4th floor, Portland, ME 04101
(207) 838-5007
movement.com
Sara Wescott at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
(877) 773-1226
ccm.com
Travis Penny - Maine Mortgage Broker
352 Warren Ave, Portland, ME 04103
(207) 615-7770
travis.mortgage
John Pearson at CrossCountry Mortgage
2320 Congress St ste c, Portland, ME 04102
(207) 831-0611
ccm.com
David Roberts – Mortgage Loan Officer at Bangor Savings Bank (NMLS #1125396)
320 Allen Ave, Portland, ME 04103
(207) 233-6476
bangor.com
What Does a FHA Loan Specialist in Portland Cost?
Typical costs for an FHA loan specialist in Maine include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Portland range from 2 to 5 percent of the loan value, often totaling 3,000 to 8,000 dollars. Lender fees and appraisal costs add 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Portland Maine do?
An FHA loan specialist guides you through FHA loan applications, credit requirements, and property eligibility. They help you meet Maine specific rules like the minimum property standards for older New England homes. They also coordinate with local appraisers and underwriters.
What are the FHA loan limits for Portland Maine in 2025?
For 2025, the FHA loan limit for a single family home in Cumberland County Maine is typically around $498,257. This limit can vary by county and property type. A local specialist can confirm the exact limit for your situation.
Do I need a special inspection for an FHA loan in Maine?
Yes, FHA loans require a property appraisal and inspection to meet HUD minimum property standards. In Maine, this often includes checking for lead paint in homes built before 1978 and ensuring proper well and septic systems. The specialist will coordinate these inspections.