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Find FHA Loan Specialists in Aberdeen, MD

Looking for a fha loan specialist in Aberdeen? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Aberdeen, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 fha loan specialists in Aberdeen, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Credence Funding Corporation
1200 Technology Dr # A, Aberdeen, MD 21001
4104175665
OneMain Financial
1111 Beards Hill Rd #100, Aberdeen, MD 21001
4102728234
Encore Mortgage Solutions, Corp.
500 Old Robinhood Rd, Aberdeen, MD 21001
4433473115

FHA loan specialists in Aberdeen Maryland help homebuyers secure government-backed mortgages with lower down payments. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the specific FHA loan limits and property requirements for Harford County.

What Does a FHA Loan Specialist in Aberdeen Cost?

Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs in Aberdeen generally range from 2 to 5 percent of the purchase price. Other fees may include appraisal costs around $500 to $700 and a credit report fee of about $30 to $50. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Aberdeen Maryland?
For 2024 the FHA loan limit for a single-family home in Harford County is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
What credit score is needed for an FHA loan in Maryland?
Most FHA loan programs require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.