ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Bel Air, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Bel Air, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 20 fha loan specialists in Bel Air, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
2214 Old Emmorton Rd Suite 210A, Bel Air, MD 21015
4103227525
Brian Slicher | Fairway Independent Mortgage Corp. Bel Air, MD
2214 Old Emmorton Rd Suite 210A, Bel Air, MD 21015
4102949883
Jeannette Stancill with FitzGerald Financial Group
435 S Main St, Bel Air, MD 21014
4432437606
TJ Barker, Mortgage Lender NMLS #108382
17 W Courtland St Suite 110, Bel Air, MD 21014
4103247292
Ron Riccitelli at CrossCountry Mortgage
100 S Main St First Floor, Bel Air, MD 21014
4435033510
First Home Mortgage- Bel Air
122 S Main St, Bel Air, MD 21014
4108790160
Primary Residential Mortgage - Bel Air, MD
111 Fulford Ave Ste D & E, Bel Air, MD 21014
4104204040
Jason Gasior | Southern Trust Mortgage
141 N Main St, Bel Air, MD 21014
8122199105
Hawk Mortgage Group, LLC
725 N Hickory Ave #200, Bel Air, MD 21014
4436197900
Tom Cumpston – First Home Mortgage
122 S Main St, Bel Air, MD 21014
4108084211
An FHA loan specialist in Bel Air, Maryland helps homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Bel Air residents often use FHA loans for first-time home purchases or refinancing in Harford County.
What Does a FHA Loan Specialist in Bel Air Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Bel Air usually total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Bel Air, Maryland?
For 2025, the FHA loan limit for a single-family home in Harford County is $498,257. This amount is set by the Department of Housing and Urban Development and applies to most areas in Maryland.
What credit score is needed for an FHA loan in Maryland?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Maryland lenders may have overlays requiring higher scores.
Are there Maryland-specific FHA loan requirements?
Maryland requires all FHA loan borrowers to complete a homebuyer education course approved by the Maryland Department of Housing and Community Development. This course covers budgeting, credit, and the closing process.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Bel Air who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.