ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in California, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
California, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in California, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mike Lorenzini | Loan Officer Outside Sales | Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
7576150899
Primary Residential Mortgage, Inc.
23131 Three Notch Rd #200, California, MD 20619
3017370001
What Does a FHA Loan Specialist in California Cost?
Typical costs for an FHA loan specialist in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.55 percent to 1.05 percent depending on loan term and down payment. Origination fees for the specialist usually range from 0.5 percent to 1.0 percent of the loan amount, or a flat fee of $500 to $1,500. Closing costs in Maryland average 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in California Maryland?
For an FHA loan in California Maryland, you typically need a credit score of at least 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down 10 percent. Lenders may have their own overlays, so check with a local specialist.
Are FHA loans only for first time home buyers in Maryland?
No, FHA loans are not limited to first time home buyers in Maryland. Any qualified borrower can use an FHA loan to purchase a primary residence. However, you must occupy the home as your primary residence within 60 days of closing.
What is the FHA loan limit for St. Marys County Maryland?
For 2024, the FHA loan limit for a single family home in St. Marys County Maryland is $498,257. This limit applies to most areas in the county, though higher cost areas may have different caps. Check with a specialist for the most current limits.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in California who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.