Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 6 fha loan specialists in Cockeysville, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Freedmont Mortgage
50 Scott Adam Rd, Cockeysville, MD 21030
4106280500
Alliance Mortgage Funding, Inc.
111 Warren Rd #10A, Cockeysville, MD 21030
4106831500
Chris Kenworthy - VanDyk Mortgage Corporation
54 Scott Adam Rd Ste 206, Cockeysville, MD 21030
4433184102
Brent Moreland of Direct Mortgage Loans
11011 McCormick Rd Suite 400, Cockeysville, MD 21031
4437430195
Oceans Lending
6 N Park Dr Ste 108, Cockeysville, MD 21030
4433188761
FDB Mortgage
232 Cockeysville Rd A-100, Cockeysville, MD 21030
4107852424
What Does a FHA Loan Specialist in Cockeysville Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs like appraisal and title fees add 500 to 1,500 dollars. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cockeysville do?
An FHA loan specialist helps you apply for a Federal Housing Administration loan. They review your finances, explain FHA requirements, and guide you through the approval process. In Maryland, they must also inform you about state-specific homeowner counseling options.
What are the FHA loan limits for Cockeysville Maryland?
FHA loan limits in Baltimore County, where Cockeysville is located, are set annually by the HUD. For 2024, the single-family home limit is $498,257 for most areas. Check with a specialist for the current limit as it can change each year.
How long does the FHA loan process take in Maryland?
The FHA loan process in Maryland typically takes 30 to 45 days from application to closing. Delays can occur if the property needs repairs or if the appraisal finds issues. Maryland law requires a three-day right of rescission after signing loan documents.