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Looking for a fha loan specialist in Germantown? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 4 fha loan specialists in Germantown, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
19705 Frederick Rd A1-B, Germantown, MD 20876
3019722103
The Fortress Group Total Home Finance, LLC
12410 Milestone Center Dr Suite 600, Office 636, Germantown, MD 20876
3019095626
Experts VA Home Loans Germantown Maryland
19847 Century Blvd, Germantown, MD 20874
2405126649
Pathlight Home Mortgage Solutions
21220 Leaman Ln, Germantown, MD 20876
3016131437
An FHA loan specialist in Germantown Maryland can help you navigate the Federal Housing Administration loan process. These loans are popular in Montgomery County due to lower down payment requirements and flexible credit guidelines. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Germantown Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 to 2 percent of the loan amount and third party costs like appraisal and credit report fees. The upfront mortgage insurance premium is 1.75 percent of the loan amount and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Germantown do?
An FHA loan specialist guides you through the FHA loan application process including pre approval documentation and closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium.
What are the FHA loan limits for Germantown Maryland?
FHA loan limits for Montgomery County Maryland in 2024 are higher than standard limits due to the high cost area designation. For a single family home the floor limit is typically around $498,257 and the ceiling is approximately $1,149,825.
Do I need a special license to work with an FHA loan specialist in Maryland?
Yes all mortgage loan originators in Maryland must hold a valid license from the Maryland Department of Labor. You can verify a specialist license on the Nationwide Multistate Licensing System website.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.