Skip to main content
Home › FHA Loan Specialist › Maryland › Germantown

Find FHA Loan Specialists in Germantown, MD

Compare fha loan specialists in Germantown. Review contact information and insurance categorys before you decide.

4 agents listed
Updated June 2026
Germantown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 4 fha loan specialists in Germantown, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
19705 Frederick Rd A1-B, Germantown, MD 20876
(301) 972-2103 locations.marinerfinance.com
The Fortress Group Total Home Finance, LLC
12410 Milestone Center Dr Suite 600, Office 636, Germantown, MD 20876
(301) 909-5626 thefortressgroup.com
Experts VA Home Loans Germantown Maryland
19847 Century Blvd, Germantown, MD 20874
(240) 512-6649
Pathlight Home Mortgage Solutions
21220 Leaman Ln, Germantown, MD 20876
(301) 613-1437 pathlighthomemortgagesolutions.com

An FHA loan specialist in Germantown Maryland can help you navigate the Federal Housing Administration loan process. These loans are popular in Montgomery County due to lower down payment requirements and flexible credit guidelines. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.

What Does a FHA Loan Specialist in Germantown Cost?

Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 to 2 percent of the loan amount and third party costs like appraisal and credit report fees. The upfront mortgage insurance premium is 1.75 percent of the loan amount and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Germantown do?
An FHA loan specialist guides you through the FHA loan application process including pre approval documentation and closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium.
What are the FHA loan limits for Germantown Maryland?
FHA loan limits for Montgomery County Maryland in 2024 are higher than standard limits due to the high cost area designation. For a single family home the floor limit is typically around $498,257 and the ceiling is approximately $1,149,825.
Do I need a special license to work with an FHA loan specialist in Maryland?
Yes all mortgage loan originators in Maryland must hold a valid license from the Maryland Department of Labor. You can verify a specialist license on the Nationwide Multistate Licensing System website.

FHA Loan Specialists in Other Maryland Cities

Aberdeen · Annapolis · Baltimore · Bel Air · Beltsville · Bethesda · Bowie · California · Chevy Chase · Clarksburg · Cockeysville · Columbia · Crofton · Dunkirk · Eldersburg

Free • No Obligation

Compare FHA Loan Specialists

Get matched with agents in Germantown who handle your type of case.

Affiliate Form Embed
Replace with iframe/embed code
from your affiliate network
Affiliate Disclosure The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.

Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Maryland.

Report an error or request listing removal

Email [email protected] — removal requests are typically processed within 7-10 business days.