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FHA Loan Specialists in Hagerstown, MD

Looking for a fha loan specialist in Hagerstown? Review the directory below to compare your options.

12 agents listed
Updated June 2026
Hagerstown, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 12 fha loan specialists in Hagerstown, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aaron Matty | Branch Manager | Primary Residential Mortgage, Inc.
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
(410) 663-2222 primeres.com
OneMain Financial
17612 Garland Groh Blvd, Hagerstown, MD 21740
(301) 790-4949 onemainfinancial.com
Trust Home Financial LLC
49 Summit Ave #101, Hagerstown, MD 21740
(888) 392-5321 trusthomefinancial.com
Christina Ocharzak - First Home Mortgage
1825 Howell Rd #3, Hagerstown, MD 21740
(301) 491-4544 christinaocharzak.com
Truist
17601 Virginia Ave, Hagerstown, MD 21740
(301) 791-9404 bbt.com
First Home Mortgage - Hagerstown
1829 Howell Rd #1, Hagerstown, MD 21740
(240) 420-5300 firsthome.com
Hagerstown Neighborhood Development: Hagerstown Home Store
21 E Franklin St, Hagerstown, MD 21740
(301) 797-0900 hagerstownhomestore.org
Joe DePasquale
82 W Washington St Suite 308 - 3rd Floor, Hagerstown, MD 21740
(410) 215-6577 primeres.com
Jim Gullace NMLS ID 532690- First Home Mortgage
1829 Howell Rd # 1, Hagerstown, MD 21740
(240) 675-0865 firsthome.com
Cathy Ocharzak First Home Mortgage
1829 Howell Rd # 1, Hagerstown, MD 21740
(301) 491-1187 firsthome.com
Citywide Home Loans - Hagerstown, MD
201 Prospect Ave Suite 156, Hagerstown, MD 21742
(301) 988-0794
Safe Home Arrival
20140 Scholar Dr, Hagerstown, MD 21742
(301) 720-0194 safehomearrival.com

An FHA loan specialist in Hagerstown Maryland helps homebuyers navigate Federal Housing Administration insured loans. These loans require a minimum 3.5 percent down payment and a credit score of at least 580. Maryland law requires lenders to provide a Good Faith Estimate and a HUD-1 Settlement Statement for all FHA transactions.

What Does a FHA Loan Specialist in Hagerstown Cost?

Typical costs for an FHA loan specialist in Maryland include an origination fee of 1 percent of the loan amount and third party fees for appraisal credit report and title search. These fees total between 3,000 and 6,000 dollars on a 200,000 dollar loan. The upfront mortgage insurance premium of 1.75 percent is added to the loan balance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Hagerstown Maryland?
For 2025 the FHA loan limit for a single family home in Washington County Maryland is typically up to 498,257 dollars. Higher limits may apply for multi unit properties. A specialist can confirm the exact limit for your property.
Do I need mortgage insurance for an FHA loan in Maryland?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. You also pay an annual MIP that ranges from 0.55 to 0.85 percent depending on your loan term and down payment. This insurance protects the lender if you default.

FHA Loan Specialists in Other Maryland Cities