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Find FHA Loan Specialists Near You in Hampstead, MD
Directory of fha loan specialists in Hampstead, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Hampstead, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 fha loan specialists in Hampstead, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brent Whalen with FitzGerald Financial Group
1431 N Main St, Hampstead, MD 21074
4105962581
Brent Whalen - Mortgage Loan Officer
1431 N Main St, Hampstead, MD 21074
4105962581
FHA loan specialists in Hampstead, Maryland help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Maryland law requires all FHA loan officers to be licensed through the Nationwide Multistate Licensing System (NMLS). Hampstead residents benefit from specialists familiar with Carroll County property values and local housing market conditions.
What Does a FHA Loan Specialist in Hampstead Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05%. Closing costs in Hampstead generally range from 2% to 5% of the purchase price. Lender origination fees vary but often fall between 0.5% and 1% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hampstead do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets HUD requirements and Maryland state regulations. Specialists also help with credit counseling and down payment assistance programs available in Maryland.
What are the FHA loan limits for Hampstead Maryland?
For 2024, the FHA loan limit for a single-family home in Carroll County, including Hampstead, is $498,257. This amount is set by HUD and may change annually. Higher limits apply for multi-unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.