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Find FHA Loan Specialists Near You in Havre De Grace, MD
Directory of fha loan specialists in Havre De Grace, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Havre De Grace, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 3 fha loan specialists in Havre De Grace, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
GO Mortgage - Havre De Grace
514 Peace Chance Dr, Havre De Grace, MD 21078
4126344728
BCH Real Estate Specialists
356 Congress Ave, Havre De Grace, MD 21078
4109395055
SWBC Mortgage Havre De Grace
800 S Union Ave, Havre De Grace, MD 21078
4109398680
An FHA loan specialist in Havre De Grace, Maryland can guide you through the process of obtaining a government-backed mortgage. Maryland law requires all loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand the specific property value trends in Harford County and can help you meet FHA minimum property standards.
What Does a FHA Loan Specialist in Havre De Grace Cost?
Typical costs for an FHA loan specialist in Maryland include an origination fee of 1% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Appraisal fees in Havre De Grace range from $500 to $700. Closing costs generally total 3% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Havre De Grace do?
An FHA loan specialist helps you complete the application for an FHA-insured mortgage. They review your credit, income, and debt to ensure you meet FHA guidelines. They also help you understand Maryland specific requirements like the state's foreclosure mediation program.
How do I choose an FHA loan specialist in Havre De Grace?
Look for a specialist who is licensed in Maryland and has experience with FHA loans. Check their record on the Nationwide Multistate Licensing System website. Ask about their familiarity with local appraisers and property conditions in Havre De Grace.
Are there income limits for FHA loans in Maryland?
Yes, FHA loans have loan limits that vary by county. In Harford County, the 2024 FHA loan limit for a single-family home is $498,257. Income limits do not apply to FHA loans, but you must have a steady employment history and acceptable debt-to-income ratio.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.