Compare FHA Loan Specialists in Largo, MD
Directory of fha loan specialists in Largo, Maryland. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Maryland before hiring.
Showing 4 fha loan specialists in Largo, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a FHA Loan Specialist in Largo Cost?
Typical costs for an FHA loan specialist in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Lender fees can range from 500 to 1,500 dollars for origination and processing. Appraisal fees in the Largo area are usually 500 to 700 dollars. Costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Largo Maryland?
The standard FHA minimum credit score is 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Maryland may set their own overlays above these minimums.
What are the FHA loan limits for Largo Maryland?
For 2025, the FHA loan limit for a single-family home in Prince Georges County is $557,750. This amount applies to most areas in the county. Higher limits may apply for multi-unit properties.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes, all mortgage loan originators in Maryland must hold a valid license from the Maryland Department of Labor. They must also complete pre-licensing education and pass a national and state exam. This applies to anyone offering FHA loan services in Largo.