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Compare FHA Loan Specialists in Prince Frederick, MD
Looking for a fha loan specialist in Prince Frederick? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Prince Frederick, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 12 fha loan specialists in Prince Frederick, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rebecca Stevenson Douglas Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
4439687800
Darren Rickwood (NMLS ID 170353) - First Home Mortgage
230 Merrimac Ct #86, Prince Frederick, MD 20678
4439689256
PRMG
826 Solomons Island Rd N, Prince Frederick, MD 20678
4435325111
Kelcie Siefring Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
2407542345
Jenna Grooms Home Loans - PRMG, Inc.
65 Duke St Suite 101B-1, Prince Frederick, MD 20678
3019974423
Team Rickwood - First Home Mortgage
230 Merrimac Ct, Prince Frederick, MD 20678
4439689256
Danny Prince- First Home Mortgage
230 Merrimac Ct, Prince Frederick, MD 20678
4104748083
Movement Mortgage
162 Main St Ste 2, Prince Frederick, MD 20678
8773141499
Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
4432956500
Zac Rucci Motto Mortgage Preferred
132 Main St, Prince Frederick, MD 20678
2408335363
Kim Moller - PRMG Inc.
65 Duke St 101 B-1, Prince Frederick, MD 20678
4104740234
Patriot N T N L Mortgage Corporation
260 Merrimac Ct, Prince Frederick, MD 20678
4104149446
FHA loan specialists in Prince Frederick, Maryland assist homebuyers with government-backed mortgages insured by the Federal Housing Administration. These loans require a minimum down payment of 3.5 percent and are popular in Calvert County for first-time buyers. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Prince Frederick Cost?
Upfront mortgage insurance premium for FHA loans is 1.75 percent of the loan amount, and annual mortgage insurance premiums range from 0.45 to 1.05 percent. Closing costs in Maryland typically range from 2 to 5 percent of the purchase price. Lender fees and third-party costs like appraisal and title search vary. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the minimum credit score requirements for an FHA loan in Prince Frederick?
The standard minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Local lenders in Prince Frederick can review your specific situation.
Are there property condition requirements for FHA loans in Maryland?
Yes, FHA loans require an appraisal that meets minimum property standards set by HUD. The home must be safe, sound, and secure. In Maryland, this includes checks for lead-based paint in homes built before 1978.
How long does the FHA loan process take in Prince Frederick?
The typical FHA loan process takes 30 to 45 days from application to closing. Maryland law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.