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Looking for a fha loan specialist in Upper Marlboro? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Upper Marlboro, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 4 fha loan specialists in Upper Marlboro, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Residential Mortgage Corporation
9701 Apollo Dr, Upper Marlboro, MD 20774
3017739811
Mortgage Experts
9500 Medical Center Dr #102, Upper Marlboro, MD 20774
3013412200
RealFi Home Funding Corp.
14744 Main St, Upper Marlboro, MD 20772
3012981059
AC Mortgage
1401 Mercantile Ln, Upper Marlboro, MD 20774
2404672411
An FHA loan specialist in Upper Marlboro Maryland helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular for first-time homebuyers and those with lower credit scores. Maryland law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.
What Does a FHA Loan Specialist in Upper Marlboro Cost?
Typical costs for an FHA loan in Maryland include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.15 to 0.75 percent. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Third-party costs such as appraisal title and credit report fees can add another $2,000 to $5,000. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Upper Marlboro do?
An FHA loan specialist guides you through the FHA loan process including pre-approval documentation and closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium.
What are the FHA loan limits for Upper Marlboro Maryland?
FHA loan limits for Prince Georges County in 2025 are generally higher than standard limits due to the high-cost area designation. For a single-family home the floor is around $498,257 and the ceiling can reach over $1,149,825 depending on the property type.
Do I need a special license to be an FHA loan specialist in Maryland?
Yes all mortgage loan originators in Maryland must hold a valid license through the NMLS. They must also complete pre-licensing education and pass a background check as required by Maryland law.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.