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Looking for a fha loan specialist in Amherst? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Amherst, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 2 fha loan specialists in Amherst, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
H B Financial Group LLC
28 Amity St STE 1C, Amherst, MA 01002
4132560677
Danielle Berthiaume - Mortgage Loan Officer
243 Triangle St, Amherst, MA 01002
4135394867
An FHA loan specialist in Amherst Massachusetts helps homebuyers secure government-backed mortgages with lower down payments. Massachusetts law requires all FHA loan originators to be licensed through the state Division of Banks. Specialists familiar with Amherst can guide you on local property eligibility and the unique housing market near UMass Amherst.
What Does a FHA Loan Specialist in Amherst Cost?
Typical costs for an FHA loan specialist in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.0 percent of the loan value. For a $300,000 home in Amherst total closing costs often fall between $8,000 and $12,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan specialist in Amherst?
An FHA loan specialist is a licensed mortgage professional who helps borrowers apply for FHA insured loans. In Amherst they assist with low down payment options and explain Massachusetts specific rules like the state housing counseling requirement.
What are the down payment requirements for an FHA loan in Massachusetts?
FHA loans typically require a 3.5 percent down payment. Massachusetts does not have a state specific down payment rule but local lenders may offer additional assistance programs for Amherst buyers.
How do I choose an FHA loan specialist in Amherst?
Look for a specialist licensed in Massachusetts with experience in Amherst real estate. Check their background through the Nationwide Mortgage Licensing System and ask about their knowledge of local property types like condos and single family homes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.