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Directory of fha loan specialists in Chelmsford, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Chelmsford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 8 fha loan specialists in Chelmsford, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
CrossCountry Mortgage, LLC
5 Fletcher St Suite 2b, Chelmsford, MA 01824
9785775402
Nextgen Mortgage, Inc
2 Omni Way #2, Chelmsford, MA 01824
8774110123
Tony Cardinali at CrossCountry Mortgage
5 Fletcher St Suite 2b, Chelmsford, MA 01824
9785775402
New American Funding - Joe Braga
14-16 Fletcher St unit 10, Chelmsford, MA 01824
9785920770
Chase Home Lending
50 Drum Hill Rd, Chelmsford, MA 01824
4088922388
Kim Nourse at CrossCountry Mortgage
14 Fletcher St unit 10, Chelmsford, MA 01824
6176887876
New American Funding - Chelmsford
Fletcher St, Chelmsford, MA 01824
9786290089
Value Mortgage Corporation
11 Eldorado Rd, Chelmsford, MA 01824
9782561533
An FHA loan specialist in Chelmsford Massachusetts can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Massachusetts law requires all mortgage originators to be licensed through the state Division of Banks, so your specialist must hold a valid license.
What Does a FHA Loan Specialist in Chelmsford Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1 to 2 percent of the loan amount. There is also an upfront mortgage insurance premium of 1.75 percent of the loan, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan terms. These costs vary by lender and your specific financial situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Chelmsford?
An FHA loan specialist guides borrowers through the FHA loan application process. They help you understand down payment requirements, credit score minimums, and property eligibility. They also prepare your file for underwriting and coordinate with lenders.
What are the FHA loan limits for Chelmsford Massachusetts?
For 2025, the FHA loan limit for a single-family home in Middlesex County including Chelmsford is 1,209,750 dollars. This high limit reflects the area median home prices. Limits are updated annually by the Department of Housing and Urban Development.
How do I choose an FHA loan specialist in Chelmsford?
Look for a specialist who is licensed in Massachusetts and has experience with FHA loans. You can verify a license through the Nationwide Multistate Licensing System. Ask about their familiarity with local property types like condos or multi-family homes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.