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Find FHA Loan Specialists Near You in Falmouth, MA
Looking for a fha loan specialist in Falmouth? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Falmouth, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Falmouth, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Slade Mortgage Group
160 Katharine Lee Bates Rd, Falmouth, MA 02540
5085480177
MortgageSafe
200 Main St, Falmouth, MA 02540
7743921295
Embrace Home Loans-Masschussetts - Falmouth
350 Gifford St Unit E-23, Falmouth, MA 02540
8003333004
FHA loan specialists in Falmouth Massachusetts help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Massachusetts law requires FHA loans to meet specific state property standards and flood zone regulations common in coastal Falmouth. Specialists guide clients through the FHA approval process including appraisal requirements and mortgage insurance premiums.
What Does a FHA Loan Specialist in Falmouth Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual mortgage insurance premiums ranging from 0.45 to 1.05 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan. Third-party costs like appraisal and title services add 500 to 1500 dollars. Costs vary by loan size and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan limits for Falmouth Massachusetts?
For 2024 FHA loan limits in Barnstable County which includes Falmouth are set at 498257 dollars for a single-family home. Limits may be higher for multi-unit properties. Check with a specialist for current limits.
Do FHA loans require a specific credit score in Massachusetts?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Massachusetts lenders may have additional overlays.
What property conditions must Falmouth homes meet for FHA loans?
FHA requires that properties meet minimum health safety and structural standards. In Falmouth this includes checking for coastal flood zone compliance and ensuring the home has proper septic or public sewer connections as required by Massachusetts Title 5 regulations.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.