Find FHA Loan Specialists in Framingham, MA
Browse fha loan specialists serving Framingham, Massachusetts. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 14 fha loan specialists in Framingham, MA
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FHA loan specialists in Framingham Massachusetts help borrowers qualify for government-backed mortgages with lower down payments and flexible credit requirements. Massachusetts has specific FHA loan limits that vary by county, and Framingham falls under the Middlesex County limit which is higher than the national standard. These specialists guide local homebuyers through the entire process from pre-approval to closing.
What Does a FHA Loan Specialist in Framingham Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Framingham generally range from 2 to 5 percent of the purchase price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Framingham Massachusetts?
For 2024, the FHA loan limit for a single-family home in Middlesex County including Framingham is $1,149,825 for high-cost areas. This limit is set by the Department of Housing and Urban Development and is adjusted annually based on local median home prices.
What credit score is needed for an FHA loan in Massachusetts?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Massachusetts lenders may have additional overlay requirements.