Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 7 fha loan specialists in Holden, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian Moore & Allison Oliva | Mortgage Loan Officer | Moore Team Mortgage Advisors
61 Boyden Rd Suite 6, Holden, MA 01520
(508) 250-1376
leaderbank.com
Dave Frechette | Senior Mortgage Loan Officer
61 Boyden Rd Suites 2, 4 and 5, Holden, MA 01520
(508) 207-1867
Jason Arakelian | Senior Mortgage Loan Officer
61 Boyden Rd Suites 2, 4 and 5, Holden, MA 01520
(508) 769-7740
Leader Bank - Holden Loan Office
61 Boyden Rd Suite 6, Holden, MA 01520
(508) 250-1376
leaderbank.com
Steve Bylund | Senior Mortgage Loan Officer | Leader Bank
4 and 5, 61 Boyden Rd Suites 2, Holden, MA 01520
(774) 272-2983
leaderbank.com
Fairway Independent Mortgage Corporation
61 Boyden Rd Suites 2, 4 and 5, Holden, MA 01520
(508) 829-5810
What Does a FHA Loan Specialist in Holden Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Third-party costs such as appraisal and title fees vary but often total between $3,000 and $6,000. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Holden Massachusetts?
For 2025 the FHA loan limit for a single-family home in Worcester County which includes Holden is $524,225. This limit applies to standard FHA loans and may be higher for multi-unit properties.
Do I need a special license to originate FHA loans in Massachusetts?
Yes all mortgage loan originators in Massachusetts must hold a valid license from the Massachusetts Division of Banks. They must also complete annual continuing education and pass a criminal background check.
What is the minimum down payment for an FHA loan in Holden?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you may need a 10 percent down payment.