ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Lawrence, MA
Looking for a fha loan specialist in Lawrence? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lawrence, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Lawrence, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NACA
261 Common St, Lawrence, MA 01840
9786873993
Natalie Malinowski at CrossCountry Mortgage
354 Merrimack St Suite 315, Lawrence, MA 01843
3512038434
The Sherry Burke Team
130 Parker St Suites 34 & 36, Lawrence, MA 01843
6172935098
Karina Blanco Garcia
439 S Union St Suite 3a, Lawrence, MA 01843
6173343290
Hard Money Lenders Lawrence MA
133 Essex St, Lawrence, MA 01840
9786088506
An FHA loan specialist in Lawrence Massachusetts can help you navigate the Federal Housing Administration loan process for buying or refinancing a home. Massachusetts law requires lenders to provide certain disclosures and follow state-specific foreclosure timelines. Working with a local specialist ensures you understand both FHA guidelines and Massachusetts real estate regulations.
What Does a FHA Loan Specialist in Lawrence Cost?
Typical costs for an FHA loan specialist in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Lawrence range from 2 to 5 percent of the purchase price, including appraisal fees of 400 to 700 dollars and origination fees of 1 percent. Costs vary by lender, loan size, and borrower credit profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an FHA loan and who qualifies in Lawrence Massachusetts?
An FHA loan is a government-backed mortgage with lower down payment requirements, typically 3.5 percent. To qualify in Lawrence, you need a minimum credit score of 580 and a valid Social Security number. The property must be your primary residence and meet FHA appraisal standards.
Are there Massachusetts-specific rules for FHA loans?
Yes, Massachusetts has a 90-day right to cure period for mortgage defaults before foreclosure can begin. FHA loans in Massachusetts also require a home inspection by a licensed Massachusetts home inspector. The state does not impose additional FHA loan limits beyond federal guidelines.
How do I choose an FHA loan specialist in Lawrence?
Look for a specialist licensed by the Massachusetts Division of Banks and experienced with FHA programs. Check their track record with local lenders and ask about their knowledge of Lawrence property values. You can verify a specialist license through the Nationwide Multistate Licensing System.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Lawrence who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.