ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Longmeadow, MA
Browse fha loan specialists serving Longmeadow, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Longmeadow, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Longmeadow, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Maldonado Mortgages
175 Dwight Rd Suite 100, Longmeadow, MA 01106
4132104204
Fairway Independent Mortgage Company
175 Dwight Rd Suite 100, Longmeadow, MA 01106
4139490422
Mortgage Giver
1650 Longmeadow St, Longmeadow, MA 01106
4135676176
Louise Larocque | Fairway Independent Mortgage Corporation Senior Loan Officer
175 Dwight Rd Suite 100, Longmeadow, MA 01106
4135756220
AnnieMac Home Mortgage
734 Longmeadow St office 314, Longmeadow, MA 01106
4133022215
An FHA loan specialist in Longmeadow, Massachusetts can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Massachusetts has specific state regulations regarding mortgage lending and property transfer taxes that your specialist will address.
What Does a FHA Loan Specialist in Longmeadow Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the purchase price. For a $300,000 home, expect total upfront costs between $6,000 and $15,000. These costs vary by lender and property. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Longmeadow, Massachusetts?
For 2024, the FHA loan limit for a single-family home in Hampden County, which includes Longmeadow, is $498,257. This limit is set by the Department of Housing and Urban Development and applies to most areas in Massachusetts.
What credit score is needed for an FHA loan in Massachusetts?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify with a 10 percent down payment. Massachusetts lenders may have their own overlays that require a higher score.
Are there Massachusetts-specific requirements for FHA loans?
Yes, Massachusetts requires a licensed mortgage broker or lender to originate FHA loans. The state also mandates a 60-day right to cure period for foreclosure prevention, which can affect FHA loan modification timelines. Your specialist will explain these local rules.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Longmeadow who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.