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Browse fha loan specialists serving Lowell, Massachusetts. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Lowell, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Lowell, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FHA loan specialists in Lowell Massachusetts help homebuyers navigate government-backed mortgages with lower down payments. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Local specialists understand the specific housing market conditions in Lowell and the surrounding Middlesex County area.
What Does a FHA Loan Specialist in Lowell Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP ranging from 0.45 to 1.05 percent. Origination fees vary by lender but usually range from 0.5 to 1.5 percent of the loan. Appraisal fees in Lowell average $500 to $700. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lowell do?
An FHA loan specialist guides you through the application process for a Federal Housing Administration insured loan. They help you understand credit requirements, down payment options, and property eligibility. In Massachusetts, they must follow state licensing rules and federal lending guidelines.
What are the FHA loan limits for Lowell Massachusetts?
FHA loan limits for Lowell follow Middlesex County guidelines which are updated annually by HUD. For 2024, the standard limit for a single family home is typically around $498,257. Higher limits apply for multi unit properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.