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Looking for a fha loan specialist in New Bedford? Review the directory below to compare your options.
12 agents listed
Updated May 2026
New Bedford, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 12 fha loan specialists in New Bedford, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Milestone Mortgage Solutions, LLC
128 Union St Suite 101, New Bedford, MA 02740
5083565262
New Bedford Credit Union
1150 Purchase St, New Bedford, MA 02740
5089946546
Timothy M. Lynn Jr., NMLS #1085312 Milestone Mortgage Solutions
128 Union St Suite 101, New Bedford, MA 02740
7742466356
Guild Mortgage - Elizabeth Matos Araujo
88 Rockdale Ave, New Bedford, MA 02740
5089625454
Craig Snell - Milestone Mortgage Solutions
128 Union St Suite 101, New Bedford, MA 02740
5089712811
SouthCoast Processing
412 County St Suite 2W, New Bedford, MA 02740
5089210041
Jacob Sylvia-Milestone Mortgage Solutions
128 Union St, New Bedford, MA 02740
7749295744
Guild Mortgage Company
88 Rockdale Ave, New Bedford, MA 02740
5085356003
Bonnie Murphy Loan Officer NMLS #1060896
32 Hillman St, New Bedford, MA 02740
7816357483
Fairway Independent Mortgage Corporation
4385 Acushnet Ave, New Bedford, MA 02745
5089924201
Mortgage Help by Dakota
128 Union St, New Bedford, MA 02740
6037035379
Castle Mortgage Brokerage Inc
1819 Acushnet Ave, New Bedford, MA 02745
5089950740
An FHA loan specialist in New Bedford Massachusetts helps home buyers and homeowners navigate FHA insured loans. These loans are popular because they allow lower down payments and flexible credit requirements. Massachusetts state law requires all mortgage loan originators to be licensed through the Division of Banks and must follow specific disclosure rules under M.G.L. Chapter 255E.
What Does a FHA Loan Specialist in New Bedford Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other fees such as appraisal and credit report costs usually total 500 to 1000 dollars. Costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in New Bedford do?
An FHA loan specialist guides you through the FHA loan process including pre approval application and closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the mandatory mortgage insurance premium. They also ensure your loan complies with Massachusetts licensing laws.
What are the FHA loan limits for New Bedford Massachusetts?
For 2025 the FHA loan limit for a single family home in Bristol County including New Bedford is 524225 dollars. Limits are higher for multi unit properties. These limits are set by the Federal Housing Administration and updated annually based on local median home prices.
Are there Massachusetts specific requirements for FHA loans?
Yes Massachusetts requires all mortgage loan originators to hold a valid license under M.G.L. Chapter 255E. The state also mandates specific disclosure forms and a three day right of rescission for refinances. Property must meet FHA minimum property standards and a Massachusetts licensed appraiser must perform the appraisal.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.