ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in Newburyport, MA
Compare fha loan specialists in Newburyport. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Newburyport, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 19 fha loan specialists in Newburyport, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage
40 Merrimac St #301, Newburyport, MA 01950
9784994812
Bob Pezzella
4 Middle St #208, Newburyport, MA 01950
6175138143
Tom Godbout, PrimeLending Loan Officer, 999625
6 Harris St Suite 2-5, Newburyport, MA 01950
6177848196
Liz Ryan at Rate - formerly known as Guaranteed Rate Inc.
6 A Winter St Unit 14, Newburyport, MA 01950
9785005378
Kevin Gillis at Rate (NMLS #21429)
44 Merrimac St Suite 327, Newburyport, MA 01950
9783029239
Jane Qian at Rate (NMLS #21523)
44 Merrimac St Suite 327, Newburyport, MA 01950
9788842377
Jonathan Charles at CrossCountry Mortgage
6A Winter St, Newburyport, MA 01950
7813531210
Michael Caras at CrossCountry Mortgage
6A Winter St Unit 14, Newburyport, MA 01950
9789552328
PrimeLending, A PlainsCapital Company - Newburyport
Diann M May | Fairway Independent Mortgage Corporation Loan Officer
40R Merrimac St Suite 301, Newburyport, MA 01950
9784994818
Christopher Masiello
10 State St, Newburyport, MA 01950
6172304160
Rate
44 Merrimac St Suite 327, Newburyport, MA 01950
9783815744
FHA loan specialists in Newburyport Massachusetts help home buyers and homeowners access government backed mortgages with lower down payments. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Local specialists understand the unique housing market in Essex County and can guide you through FHA appraisal and underwriting rules.
What Does a FHA Loan Specialist in Newburyport Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Essex County average 3 to 5 percent of the purchase price. These costs vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Newburyport?
An FHA loan specialist helps you apply for a Federal Housing Administration insured mortgage. They review your credit income and property eligibility. They also explain Massachusetts specific requirements such as the state mandated home inspection disclosure.
What are the FHA loan limits for Newburyport Massachusetts in 2025?
For 2025 the FHA loan limit for a single family home in Essex County is 1,089,300 dollars. This limit applies to Newburyport as part of the Boston metro area. Higher limits may apply for duplexes triplexes and four unit properties.
Do I need a special license to be an FHA loan specialist in Massachusetts?
Yes all mortgage loan originators in Massachusetts must hold a valid license from the Division of Banks. They must also complete annual continuing education. FHA approval is a separate designation from the lender itself.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Newburyport who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.