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Showing 4 fha loan specialists in North Adams, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edward Jones - Financial Advisor: Rob Adams
71 Main St, North Adams, MA 01247
(413) 664-9253
edwardjones.com
Commonwealth Financial Group
60 Roberts Dr #214, North Adams, MA 01247
(413) 346-4564
commonwealthfinancialgroup.com
What Does a FHA Loan Specialist in North Adams Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Origination fees often fall between 1% and 2% of the loan amount. Closing costs in North Adams generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in North Adams?
An FHA loan specialist guides borrowers through the FHA loan application process. They help with credit requirements, down payment options, and property eligibility. In Massachusetts, specialists must follow state licensing rules for mortgage loan originators.
What are the FHA loan limits for Berkshire County in 2025?
For 2025, the FHA loan limit for a single-family home in Berkshire County is $498,257. This amount applies to North Adams and surrounding areas. Higher limits may apply for multi-unit properties.