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Browse fha loan specialists serving North Adams, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
North Adams, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 fha loan specialists in North Adams, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beacon Bank
37 Main St, North Adams, MA 01247
4136644061
Edward Jones - Financial Advisor: Rob Adams
71 Main St, North Adams, MA 01247
4136649253
Commonwealth Financial Group
60 Roberts Dr #214, North Adams, MA 01247
4133464564
North Adams ME Credit Union
26 Union St, North Adams, MA 01247
4136622657
FHA loan specialists in North Adams Massachusetts help homebuyers navigate FHA-insured mortgages. These loans are popular for first-time buyers and those with lower credit scores. Massachusetts law requires lenders to provide clear loan estimates and disclosures as part of the mortgage process.
What Does a FHA Loan Specialist in North Adams Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan terms. Origination fees often fall between 1% and 2% of the loan amount. Closing costs in North Adams generally total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in North Adams?
An FHA loan specialist guides borrowers through the FHA loan application process. They help with credit requirements, down payment options, and property eligibility. In Massachusetts, specialists must follow state licensing rules for mortgage loan originators.
What are the FHA loan limits for Berkshire County in 2025?
For 2025, the FHA loan limit for a single-family home in Berkshire County is $498,257. This amount applies to North Adams and surrounding areas. Higher limits may apply for multi-unit properties.
Are there Massachusetts-specific rules for FHA loans?
Yes, Massachusetts requires lenders to provide a mortgage loan origination agreement. The state also has a 3-day right of rescission for most refinances. FHA loans in Massachusetts must comply with both federal HUD guidelines and state consumer protection laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.