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Find FHA Loan Specialists in North Andover, MA

Compare fha loan specialists in North Andover. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
North Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 6 fha loan specialists in North Andover, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Movement Mortgage - Formerly Superior Rate Mortgage Of New England, LLC
1740 Turnpike St #102, North Andover, MA 01845
7812645262
Riley Fraser - Movement Mortgage
1740 Turnpike St #102, North Andover, MA 01845
9787668120
NewFed Mortgage Corp
234 Sutton St, North Andover, MA 01845
7812411200
Jake Kelly - Movement Mortgage - NMLS 2085649
1740 Turnpike St #102, North Andover, MA 01845
9788281537
Ryan Despres - Pinnacle Mortgage Corp.
203 Turnpike St STE 303, North Andover, MA 01845
6034552812
Andrew DiStefano
234 Sutton St, North Andover, MA 01845
9784234716

FHA loan specialists in North Andover, Massachusetts help borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, ensuring consumer protection. Local specialists understand the North Andover real estate market and can guide you through FHA loan limits specific to Essex County.

What Does a FHA Loan Specialist in North Andover Cost?

Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal, credit report, and title services. Appraisal fees in North Andover range from $500 to $700. Closing costs generally total 3% to 5% of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for North Andover Massachusetts?
For 2024, the FHA loan limit for a single-family home in Essex County, including North Andover, is $766,550. This limit applies to most areas in Massachusetts and is adjusted annually based on median home prices.
What credit score is needed for an FHA loan in Massachusetts?
The minimum credit score for an FHA loan is typically 580 for a 3.5% down payment. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Massachusetts lenders may have their own overlays beyond FHA minimums.
What is the Massachusetts FHA mortgage insurance premium?
FHA loans require an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual premium between 0.45% and 1.05% depending on loan term and loan-to-value ratio. These premiums are set by HUD and apply uniformly across Massachusetts.