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Looking for a fha loan specialist in Reading? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Reading, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 12 fha loan specialists in Reading, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
NewFed Mortgage Corp
32 Lincoln St, Reading, MA 01867
6172935242
Tower Home Loans
306 Main St, Reading, MA 01867
7813990064
Guild Mortgage - Dan Bello
553 Main St, Reading, MA 01867
7818840755
Guild Mortgage - Mary Beth O'Keefe
553 Main St, Reading, MA 01867
9783942139
NewFed Mortgage - Karen Costin
32 Lincoln St, Reading, MA 01867
7814628723
Guild Mortgage Company
553 Main St, Reading, MA 01867
7818840751
George Rodgers- Salem Five Mortgage
8 Walkers Brook Dr, Reading, MA 01867
9787205081
Guild Mortgage - Joe Pagliarulo Jr
553 Main St, Reading, MA 01867
6175942266
NewFed Mortgage: Max Kelley
32 Lincoln St, Reading, MA 01867
9783192888
Guild Mortgage - Joe Lombardo
553 Main St, Reading, MA 01867
7818840758
Lenice Araujo – Tower Home Loans, NMLS #1914707
306 Main St, Reading, MA 01867
5087820109
Guild Mortgage - Joe Lane
553 Main St, Reading, MA 01867
7818840751
An FHA loan specialist in Reading Massachusetts helps homebuyers navigate Federal Housing Administration insured mortgages. These loans are popular in Massachusetts due to lower down payment requirements and flexible credit guidelines. Local specialists understand Reading real estate market conditions and can guide you through the FHA approval process specific to Massachusetts lending laws.
What Does a FHA Loan Specialist in Reading Cost?
Typical costs for an FHA loan in Massachusetts include an upfront MIP of 1.75 percent of the loan amount, annual MIP ranging from 0.45 to 1.05 percent, and lender origination fees usually between 0.5 and 1 percent of the loan. Closing costs in Reading average 2 to 5 percent of the purchase price. These costs vary by lender, loan amount, and property. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Reading Massachusetts?
For 2024 the FHA loan limit for a single family home in Middlesex County including Reading is $1,149,825. This high limit reflects the area median home prices and allows buyers to use FHA financing for most local properties.
What credit score is needed for an FHA loan in Massachusetts?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.
Do FHA loans require mortgage insurance in Massachusetts?
Yes all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium that varies based on loan term and down payment. This insurance protects the lender if you default.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.