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Showing 2 fha loan specialists in Sandwich, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cape Cod 5
85 MA-6A, Sandwich, MA 02563
5088338837
Consolidated Mortgage Associates
335 Cotuit Rd #3, Sandwich, MA 02563
5087443070
What Does a FHA Loan Specialist in Sandwich Cost?
Typical costs for FHA loan services in Massachusetts include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual premium of 0.55% to 0.85%. Lender origination fees range from 0.5% to 1.5% of the loan amount. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Sandwich do?
An FHA loan specialist helps you apply for and close on an FHA-insured mortgage. They review your finances, explain program requirements, and guide you through the underwriting process. In Massachusetts, they must follow state licensing rules and federal FHA guidelines.
What are the FHA loan limits for Sandwich Massachusetts?
For 2025, the FHA loan limit for a single-family home in Barnstable County, which includes Sandwich, is $1,209,750. This high limit reflects the area's elevated home prices. Limits are updated annually by HUD.
Do I need a special license to work as an FHA loan specialist in Massachusetts?
Yes. All mortgage loan originators in Massachusetts must hold a state license through the Division of Banks under M.G.L. Chapter 255E. They also must register with the Nationwide Multistate Licensing System.