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Find FHA Loan Specialists Near You in Somerville, MA
Looking for a fha loan specialist in Somerville? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Somerville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Somerville, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Frank Prinzivalli- Mortgage Specialist
421 Highland Ave, Somerville, MA 02144
6173151576
Chase Home Lending
702 Grand Union Blvd, Somerville, MA 02145
9783994342
Rafaela Almeida - Chase Home Lending Advisor - NMLS ID 1276638
702 Grand Union Blvd, Somerville, MA 02145
9783994342
What Does a FHA Loan Specialist in Somerville Cost?
Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1 to 2 percent of the loan amount and third party fees for appraisal credit report and title services. Closing costs for an FHA loan in Somerville often range from 3000 to 8000 dollars depending on the property value and lender. The FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Somerville?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help determine eligibility for FHA programs which require a minimum 3.5 percent down payment and a credit score of 580 or higher. In Massachusetts specialists must also explain state specific mortgage insurance and property tax requirements.
What are the FHA loan limits for Somerville Massachusetts?
FHA loan limits in Somerville are based on the county median home price. For 2024 the FHA floor limit for a single family home in Middlesex County is 498257 dollars and the ceiling limit is 1,149,825 dollars. These limits are set annually by HUD and apply to all FHA loans in the area.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.