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Directory of fha loan specialists in Sturbridge, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Sturbridge, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 5 fha loan specialists in Sturbridge, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rick John Simoneau | Fairway Independent Mortgage Corporation Branch Sales Manager
49 Main St Unit D Offices 4, Sturbridge, MA 01566
7742443260
Northpoint Mortgage, Inc.
198 Charlton Rd 2nd Floor Suite #4, Sturbridge, MA 01566
5083470010
bankHometown
331 Main St, Sturbridge, MA 01566
8883075887
McCurdy Investments
212 Main St, Sturbridge, MA 01566
5083478107
Residential Mortgage Services, Inc.
139 Main St, Sturbridge, MA 01566
8606400753
An FHA loan specialist in Sturbridge Massachusetts helps homebuyers navigate Federal Housing Administration loans. These loans are popular for first time buyers and those with lower credit scores. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks.
What Does a FHA Loan Specialist in Sturbridge Cost?
Typical costs for an FHA loan specialist in Massachusetts include an origination fee of 1 percent of the loan amount plus third party fees for appraisal credit report and title search. These third party costs usually range from 500 to 1500 dollars. The FHA requires an upfront mortgage insurance premium of 1.75 percent of the loan amount which can be financed into the loan. Annual mortgage insurance premiums also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Stbridge do?
An FHA loan specialist guides borrowers through the FHA loan process including pre approval application and closing. They help you understand down payment requirements which can be as low as 3.5 percent. They also ensure the property meets FHA minimum property standards.
What are the FHA loan limits for Sturbridge Massachusetts?
For 2024 the FHA loan limit for a single family home in Worcester County including Sturbridge is 498257 dollars. This limit is set by the Department of Housing and Urban Development. Higher limits apply for duplexes triplexes and four unit properties.
Do I need a special license to work with an FHA loan specialist in Massachusetts?
Yes all mortgage loan originators in Massachusetts must hold a valid license from the Division of Banks. This includes FHA loan specialists. You can verify a specialist license through the Nationwide Multistate Licensing System.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.