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Find FHA Loan Specialists Near You in Swansea, MA

Browse fha loan specialists serving Swansea, Massachusetts. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Swansea, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 3 fha loan specialists in Swansea, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
BayCoast Bank
330 Swansea Mall Dr, Swansea, MA 02777
5086787641
BayCoast Mortgage Company, LLC
330 Swansea Mall Dr, Swansea, MA 02777
8774662678
Movement Mortgage
1211 Grand Army of the Republic Hwy Ste 3, Swansea, MA 02777
8773141520

An FHA loan specialist in Swansea, Massachusetts can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. In Massachusetts, FHA loans have specific property condition requirements and loan limits that vary by county, including Bristol County where Swansea is located.

What Does a FHA Loan Specialist in Swansea Cost?

Typical costs for FHA loan specialist services in Massachusetts include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Additional costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Swansea do?
An FHA loan specialist helps you understand FHA loan requirements, pre-approval, and the application process. They guide you through Massachusetts-specific rules, such as property appraisal standards and local closing procedures.
What are the FHA loan limits for Swansea Massachusetts?
For 2024, the FHA loan limit for a single-family home in Bristol County, Massachusetts is $498,257. Higher limits apply for multi-unit properties. A specialist can confirm current limits for your specific situation.
Do I need a special license to be an FHA loan specialist in Massachusetts?
FHA loan specialists must be licensed mortgage loan originators through the Nationwide Mortgage Licensing System. They also need to comply with Massachusetts state regulations, including continuing education requirements.