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Looking for a fha loan specialist in Westfield? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Westfield, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 4 fha loan specialists in Westfield, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Westfield Bank
560 E Main St, Westfield, MA 01085
4135681911
Vantage Home Buyers LLC
22 Cherry St, Westfield, MA 01085
4135798236
Movement Mortgage - Westfield, MA
56 Court St, Westfield, MA 01085
4136425198
Westfield Bank Loan Origination Office
136 Elm St, Westfield, MA 01085
4135681911
An FHA loan specialist in Westfield, Massachusetts helps homebuyers navigate Federal Housing Administration loans, which are popular for first-time buyers and those with lower credit scores. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks, and specialists must follow state-specific disclosure rules. Westfield residents benefit from local specialists who understand the housing market in Hampden County and the common FHA loan limits for the area.
What Does a FHA Loan Specialist in Westfield Cost?
Typical costs for an FHA loan in Massachusetts include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs often range from 2 to 5 percent of the purchase price, which can be partially covered by seller concessions. Lender fees vary, but origination fees are usually around 1 percent of the loan. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Westfield do?
An FHA loan specialist guides borrowers through the FHA loan process, from pre-approval to closing. They help determine eligibility, review credit requirements, and ensure the property meets FHA minimum standards. In Massachusetts, specialists also explain state-specific mortgage insurance rules and closing cost regulations.
What are the FHA loan limits for Westfield Massachusetts?
For 2025, FHA loan limits for a single-family home in Hampden County, including Westfield, are typically around $498,257 for low-cost areas. These limits are set annually by the Department of Housing and Urban Development and may vary for multi-unit properties. A specialist can confirm the exact current limit for your situation.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.