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Directory of fha loan specialists in Adrian, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Adrian, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 fha loan specialists in Adrian, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Taylor Agency of Southern Michigan
203 N Broad St, Adrian, MI 49221
5172652323
The Mortgage Team
3136 N Adrian Hwy suite c, Adrian, MI 49221
5172667651
GreenStone Farm Credit Services
5285 W US Hwy 223, Adrian, MI 49221
5172639798
Martha Koepfle: Mortgage Consultant, NMLS# 138202
3136 N Adrian Hwy, Adrian, MI 49221
5179024744
Mortgage 1 Adrian
245 N Winter St, Adrian, MI 49221
5172631700
FHA loan specialists in Adrian, Michigan help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. In Michigan, FHA loans are popular for first-time buyers and those with limited savings. Local specialists understand Adrian market conditions and can guide you through Michigan-specific property appraisal rules.
What Does a FHA Loan Specialist in Adrian Cost?
Typical costs for an FHA loan in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Closing costs in Adrian generally range from 2 to 5 percent of the home price. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in Adrian Michigan?
FHA loans typically require a minimum down payment of 3.5 percent of the purchase price if your credit score is 580 or higher. In Michigan, down payment assistance programs may also be available through local housing authorities.
What is the maximum FHA loan limit for Lenawee County Michigan in 2025?
For 2025, the FHA loan limit for a single-family home in Lenawee County is 498,257 dollars. This limit applies to Adrian and surrounding areas and is adjusted annually based on median home prices.
How long does the FHA loan process take in Adrian Michigan?
The typical FHA loan process in Michigan takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs to meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.