Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 20 fha loan specialists in Ann Arbor, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anderson/Copland Mortgage Team: Mark Copland, Mortgage Lender NMLS #136066
2750 S State St #3, Ann Arbor, MI 48104
7348464875
Homepoint
2211 Old Earhart Rd #250, Ann Arbor, MI 48105
8886166866
Total Home Lending
555 Briarwood Cir #200B, Ann Arbor, MI 48108
7342391492
Giniel Financial Group Inc, Ann Arbor Mortgage Broker NMLS #1475862
735 Victors Way, Ann Arbor, MI 48108
7342340764
Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105
8002015626
Rick Richter at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103
7342341927
Arbor One Mortgage Group
250 W Eisenhower Pkwy #135, Ann Arbor, MI 48103
7343928300
Susan Heren at CrossCountry Mortgage
455 E Eisenhower Pkwy, Ann Arbor, MI 48108
7342604299
Ijara Community Development Corporation
278 Collingwood Dr 2nd Floor, Ann Arbor, MI 48103
7342225200
Derek Brickley - Gold Star Mortgage Financial Group
2350 Green Rd Suite 100B, Ann Arbor, MI 48105
7346457722
Ruoff Mortgage - Ann Arbor
305 E Eisenhower Pkwy UNIT 112, Ann Arbor, MI 48108
7343692372
First Savings Bank, Ann Arbor Branch
278 Collingwood Dr Suite 1, Ann Arbor, MI 48103
7349771000
New American Funding - Cheri Hanagan
2144 S State St Ste. E, Ann Arbor, MI 48104
2488803695
Huron Valley Financial
2395 Oak Valley Dr Ste 200, Ann Arbor, MI 48103
7346698000
University Lending Group
2015 Washtenaw Ave, Ann Arbor, MI 48104
7342061800
Kelly Brown at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103
3136058898
Mary Adams - Area Manager | Loan Officer | New American Funding
2144 S State St Ste. E, Ann Arbor, MI 48104
2314370301
Lee Kennard at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103
8777731226
Norm Lachance at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103
7348920179
Bradley Kerch at CrossCountry Mortgage
879 W Eisenhower Pkwy Suite J, Ann Arbor, MI 48103
7342341934
What Does a FHA Loan Specialist in Ann Arbor Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.5 percent of the loan amount. Appraisal fees in Ann Arbor area are typically 400 to 700 dollars. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the main FHA loan requirements in Ann Arbor Michigan?
FHA loans require a minimum down payment of 3.5 percent and a credit score of at least 580. The property must meet FHA minimum property standards and be your primary residence. Michigan law also requires a home inspection for certain loan types.
How do I find a qualified FHA loan specialist in Ann Arbor?
You can search for licensed mortgage loan originators through the Nationwide Multistate Licensing System website. Look for specialists who have experience with FHA loans and are familiar with Washtenaw County property values. Ask about their experience with first time homebuyer programs.
What Michigan specific rules apply to FHA loans?
Michigan requires all mortgage loan originators to be licensed and to provide a Loan Estimate within three business days of application. Michigan also has specific laws about prepayment penalties and foreclosure procedures that may affect your loan terms.