Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 11 fha loan specialists in Battle Creek, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
5700 Beckley Rd E-20B, Battle Creek, MI 49015
2699793082
Fifth Third Bank & ATM
630 Capital Ave SW, Battle Creek, MI 49015
2699653962
Union Home Mortgage
485 E Columbia Ave STE 9, Battle Creek, MI 49015
2695808801
ShayMak Mortgage, Lisa Watson, Loan Originator, NMLS #917611
71 S 20th St Ste 107B, Battle Creek, MI 49015
2699620200
First Command Financial Advisor - Hunter Feraco
70 W Michigan Ave Ste 610, Battle Creek, MI 49017
5173368772
Wells Fargo Advisors
3566 Capital Ave SW Suite 200, Battle Creek, MI 49015
2699794147
Bratcher Morehart & Associates
485 E Columbia Ave #12, Battle Creek, MI 49015
2699651444
Zhang Financial
70 W Michigan Ave #100, Battle Creek, MI 49017
2699650777
Fifth Third Mortgage - Tina Eager
630 Capital Ave SW, Battle Creek, MI 49015
2699682823
PNC Mortgage
65 S 20th St, Battle Creek, MI 49015
2699649487
The Oursler & Morse Financial Team of Janney Montgomery Scott
15164 Helmer Rd S Suite B, Battle Creek, MI 49015
2698417370
What Does a FHA Loan Specialist in Battle Creek Cost?
Typical costs for FHA loan specialist services in Michigan include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount and an annual MIP of 0.15% to 0.75% depending on loan term and down payment. Origination fees usually range from 0.5% to 1.5% of the loan amount. Closing costs in Battle Creek average 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Battle Creek do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre qualify, and submit applications. They also explain Michigan specific rules such as property condition standards and occupancy requirements.
What are the FHA loan limits for Battle Creek Michigan in 2025?
For 2025, the FHA loan limit for a single family home in Calhoun County (which includes Battle Creek) is $498,257. This amount is set by the Department of Housing and Urban Development and may change annually.
Do I need a special license to work with an FHA loan specialist in Michigan?
Yes. All mortgage loan originators in Michigan must be licensed through the NMLS and complete pre licensing education. The Michigan Department of Insurance and Financial Services oversees these licenses.