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Browse fha loan specialists serving Berkley, Michigan. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Berkley, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 2 fha loan specialists in Berkley, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
One Stop Financial Group LLC
2615 12 Mile Rd, Berkley, MI 48072
2482555429
Sal Cusumano at Element Funding
3270 Coolidge Hwy, Berkley, MI 48072
5869448122
An FHA loan specialist in Berkley, Michigan helps homebuyers navigate Federal Housing Administration loans, which are popular in the area due to lower down payment requirements. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Berkley residents often use FHA loans for single-family homes in this Oakland County community.
What Does a FHA Loan Specialist in Berkley Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Origination fees range from 0.5 to 1.5 percent of the loan amount. Additional costs may include appraisal fees around $500 and credit report fees near $40. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Berkley?
An FHA loan specialist guides borrowers through the FHA loan process, including credit checks, property appraisals, and documentation. They ensure the loan meets FHA guidelines and Michigan state regulations.
What are the FHA loan limits for Berkley Michigan?
For 2024, the FHA loan limit for a single-family home in Oakland County, including Berkley, is $498,257. This limit is set by the Department of Housing and Urban Development and may change annually.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.