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Compare fha loan specialists in Chelsea. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Chelsea, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 7 fha loan specialists in Chelsea, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jon Mykala
134 W Middle St # G, Chelsea, MI 48118
7344330922
Parker Mortgage Group
1101 S Main St Ste 151, Chelsea, MI 48118
8559355626
Flagstar Bank
1290 S Main St suite a, Chelsea, MI 48118
7344756646
Dart Bank Chelsea Home Loan Center
134 W Middle St # G, Chelsea, MI 48118
7344330922
Edward Jones - Financial Advisor: Diane L Kieliszewski, CFP®|AAMS®
134 W Middle St Suite B, Chelsea, MI 48118
7344753295
First Equity Residential Mortgage Inc. (NMLS#115585)
310 N Main St STE 201, Chelsea, MI 48118
7344750270
AmeriFirst Home Mortgage - Chelsea, MI
310 N Main St STE 203, Chelsea, MI 48118
2693244120
FHA loan specialists in Chelsea Michigan help homebuyers secure mortgages insured by the Federal Housing Administration. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. These specialists guide clients through FHA credit score minimums and down payment requirements specific to the Chelsea housing market.
What Does a FHA Loan Specialist in Chelsea Cost?
Typical costs for an FHA loan specialist in Chelsea Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs generally range from 2 to 5 percent of the purchase price. Lender fees and third-party costs such as appraisal and title insurance vary by situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Chelsea Michigan?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Michigan lenders may have additional overlays beyond FHA minimums.
Are there Michigan-specific rules for FHA loans?
Michigan law does not impose extra state regulations on FHA loans beyond federal guidelines. However all mortgage loan originators must be registered with the Michigan Department of Insurance and Financial Services. Local property taxes in Chelsea also affect your debt-to-income ratio calculations.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.