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Find FHA Loan Specialists in Clio, MI

Directory of fha loan specialists in Clio, Michigan. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Clio, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 2 fha loan specialists in Clio, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
107 E Vienna St, Clio, MI 48420
(810) 686-1300 pnc.com
Chase Mortgage
4130 W Vienna Rd, Clio, MI 48420
(810) 687-1550 chase.com

FHA loan specialists in Clio, Michigan help borrowers secure government-backed mortgages with lower down payments. These loans are popular in the Flint area and throughout Genesee County. Michigan law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System.

What Does a FHA Loan Specialist in Clio Cost?

Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. Lender fees and third-party charges vary by provider. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score is needed for an FHA loan in Clio Michigan?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have additional requirements.
Are there income limits for FHA loans in Michigan?
Yes, FHA loans have income limits that vary by county. For Genesee County in 2024, the limit for a one-unit property is approximately $498,000 for a high-cost area. These limits are set by the U.S. Department of Housing and Urban Development.
What is the FHA loan limit for Clio Michigan homes?
For 2024, the FHA loan limit for a single-family home in Genesee County is $498,000. This amount applies to most areas in Michigan and is adjusted annually based on local housing costs.

FHA Loan Specialists in Other Michigan Cities

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Michigan.

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