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Find FHA Loan Specialists Near You in Dearborn Heights, MI
Looking for a fha loan specialist in Dearborn Heights? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Dearborn Heights, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 4 fha loan specialists in Dearborn Heights, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Dearborn
25639 Ford Rd #203, Dearborn Heights, MI 48127
3132746500
PrimeLending, Chuck Hage Team
25639 Ford Rd, Dearborn Heights, MI 48127
3132746500
Universal Mortgage LLC
25000 Ford Rd, Dearborn Heights, MI 48127
3134630425
Clover Mortgage
24614 Ford Rd, Dearborn Heights, MI 48127
3139991008
FHA loan specialists in Dearborn Heights, Michigan help homebuyers navigate Federal Housing Administration insured loans. Michigan law requires lenders to provide a Mortgage Loan Origination Agreement within three business days of application. Specialists can guide you through Dearborn Heights specific property eligibility and Michigan housing market conditions.
What Does a FHA Loan Specialist in Dearborn Heights Cost?
Typical costs for FHA loan services in Michigan include an upfront mortgage insurance premium of 1.75 percent of the loan amount and annual MIP of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Appraisal fees in Dearborn Heights average 500 to 700 dollars. Third party costs like title insurance and recording fees add 1500 to 3000 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Dearborn Heights Michigan?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. Michigan law mandates that lenders disclose all fees in a Good Faith Estimate within three days of application. The property must meet FHA minimum property standards.
How do I find a qualified FHA loan specialist in Dearborn Heights?
Look for specialists registered with the Michigan Department of Insurance and Financial Services. Verify they have experience with FHA loans in Wayne County. Ask about their knowledge of local Dearborn Heights property values and Michigan specific closing procedures.
What Michigan specific rules apply to FHA loans?
Michigan requires lenders to provide a Mortgage Loan Origination Agreement detailing all costs within three business days. Michigan also has a 6 day right of rescission period for refinances. FHA loans in Michigan cannot exceed county specific loan limits which for Wayne County are 498257 dollars for a single family home.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.